Wikkie Bruwer Insuracne Brokers cc offers two kinds of insurance, long-term and short-term insurances, which need to be considered regarding the protection of your own person and/or family and the protection of personal goods and items or business interests.

Short-Term Insurance covers eventualities in regards to a person’s belongings and thus covers personal property when taking out car insurance, household insurance, home insurance or business insurance.
Long-Term insurance is an insurance that is directly linked to an insured person’s life or wellbeing. This type of insurance is usually paid over a long period of time and includes life insurance, disability insurance and income protection insurance. This insurance will pay out an agreed amount after a defined event has taken place, such as in the event of an accident that results in disability, unemployment or death of the insured person.

Mobirise

Insurance Options:

Our insurance policies covers both short and long term options to suite your needs...

* Our Short-term Insurance covers
- Vehicle Insurance
- Household Insurance  

* Our Long-term Insurance covers
- General Life Insurance
- Disability Insurance
- Life Threatening Diseas Insunace
- Disability Insurance
- Study and Savings Provision Insurance
- Retirement Provision Insurance
- Funeral Cover Insurance


Your needs will change over time, so you may want to look for a different type of policy or lower premiums to suit the changes in your life.  Reviewing your cover from time to time to ensure that it still meets your needs is essential.

How Live Cover Benefits Work

Death
Your loved ones get a cash payout in the event of your death, which can be used to provide income and financial security for your family.  It can also pay for children's education or settle outstanding debts.

Disability
You get a cash payout if you become disabled and are unable to do your job.  The amount will depend on how serious the disability is.

Critical illness
If you suffer from a critical illness, you will get a cash payout to help your medical expenses

Income protection
You will be paid an income if you cant's work because of illness or injury.  This covers the salary you would have earned if you could work.


Some of the benefits of taking out life cover

  • The best time to get life insurance is now.  The older you get, the more expensive it becomes to take out life insurance.
  • With a life insurance, you can leave money for your family as part of your estate.
  • You can use your policy as collateral (security) for a loan, for example, when buying a house or a car.  This ensures that your debt is covered.

Please contact us to arrange an appointment with a Financial Consultant